It's amazing how many people are so financially screwed...
...even though they have the best of intentions and do everything in their power to pay what they owe. Illness, job loss and everybody's favorite...divorce, can send a previously secure person into a financial tailspin. People are blindsided by any number of devastating life events that leave them in circumstances that can literally take years from which to recover. I was sent the following email from a woman who, sadly, knows exactly what I mean:
I am also playing the bills catch up game due to a dumbass ex-husband. I was naive when I first met my future ex at 17. When I was 18, we moved out on our own. He told me that his credit really wasn't the best, so if we wanted to have any utilites without high deposits, everything would have to go in my name. Yes, I did it. And yes, my naiveté stayed with me in my adult years. As a result, I left the marriage with tons of outstanding bills, and also a repossession. Luckily, no credit card debt was ever in my name. But he had several that he would rack up, max out, and leave without paying once. Yes, since we were married, the debt legally is partially his, and is probably still soiling his credit. The problem is, he will never pay it because he just doesn't care. And I do, so the responsibility is all mine. I would also declare bankruptcy, and am tempted to, especially since I just don't have the money to make any kind of significant dent. But it seems silly to do this over around $10,000, when I can just pay it off in several years. I tell you, marriage and divorce is fun. It lasts and lasts and lasts, sort of like a a wart that won't go away.-Crissi
You can read more of Crissi's story at her blog, My Fake Reality, ( http://nojudgment.blogspot.com/ ). She, and people like her, struggle for years just to get back to step one. Traci, the lady who's husband married the neighbor he was sleeping with before their divorce was final has had her share of problems as well. For some reason, these things DO seem to happen to good people. Traci was kind enough to send some money to me through the Donation link that I've set up on this blog even though she isn't quite Mrs. Donald Trump herself. When I thanked her profusely, she explained:
...a co-worker, who I have had unkind thoughts about and who liveson less than I make, walked up to me recently with a check to help "tide meover". It wasn't much, but it helped immensely!So I know how you feel.I wanted to pay it forward :)Traci
She certainly did. And if I ever dig myself out of this mess, I will remember Traci and her act of generosity and "pay it forward" myself.
That reminded me of a nurse who used to cover my shifts for me on Christmas so that I could stay at home with my children. One day I asked her how I could ever repay her and she answered, "Someday, when your kids are grown, let another mother spend Christmas at home with her children."
Then, she told me how, when she was a young mother herself, an older nurse had done the same thing for her. So, I kept my word and because of the act of kindness perfomed by an unknown nurse in the 1940's, a young mother was able to spend this past Christmas at home with her children. Talk about paying it forward.
That nurse from the 40's is long gone now and yet the kind thing that she did is still generating kindness, as will the act of kindness that Traci has put forth toward me.
During the past holiday season, when I wrote a post about how depressed I was, a blog buddy of mine came all the way to my house from Tennessee to cheer me up. It worked. Before I even had a chance to pay that act of kindness forward, that same blog buddy has chosen to do it again. The kindness that one person can show another is so very heartening that it's difficult for me to be sad, even when all around me is falling apart.
.......................
OK, then, I just woke up at my computer at 3 AM and I think that it's time to crawl into my bed. Before I do, I wanted to post a couple of pictures showing a friend of mine how much weight that I've lost. She asked me how I lost the weight...I wish that I could have told her that it was from the South Beach Diet or some equally disciplined endeavor. But it was a dreadful illness from which I am now recovering. So, here are the before and after pictures for her.
Now, I'm going to go sleep where I belong, in my bed. I'll see you all in the morning.
See ya!
Meg
...even though they have the best of intentions and do everything in their power to pay what they owe. Illness, job loss and everybody's favorite...divorce, can send a previously secure person into a financial tailspin. People are blindsided by any number of devastating life events that leave them in circumstances that can literally take years from which to recover. I was sent the following email from a woman who, sadly, knows exactly what I mean:
I am also playing the bills catch up game due to a dumbass ex-husband. I was naive when I first met my future ex at 17. When I was 18, we moved out on our own. He told me that his credit really wasn't the best, so if we wanted to have any utilites without high deposits, everything would have to go in my name. Yes, I did it. And yes, my naiveté stayed with me in my adult years. As a result, I left the marriage with tons of outstanding bills, and also a repossession. Luckily, no credit card debt was ever in my name. But he had several that he would rack up, max out, and leave without paying once. Yes, since we were married, the debt legally is partially his, and is probably still soiling his credit. The problem is, he will never pay it because he just doesn't care. And I do, so the responsibility is all mine. I would also declare bankruptcy, and am tempted to, especially since I just don't have the money to make any kind of significant dent. But it seems silly to do this over around $10,000, when I can just pay it off in several years. I tell you, marriage and divorce is fun. It lasts and lasts and lasts, sort of like a a wart that won't go away.-Crissi
You can read more of Crissi's story at her blog, My Fake Reality, ( http://nojudgment.blogspot.com/ ). She, and people like her, struggle for years just to get back to step one. Traci, the lady who's husband married the neighbor he was sleeping with before their divorce was final has had her share of problems as well. For some reason, these things DO seem to happen to good people. Traci was kind enough to send some money to me through the Donation link that I've set up on this blog even though she isn't quite Mrs. Donald Trump herself. When I thanked her profusely, she explained:
...a co-worker, who I have had unkind thoughts about and who liveson less than I make, walked up to me recently with a check to help "tide meover". It wasn't much, but it helped immensely!So I know how you feel.I wanted to pay it forward :)Traci
She certainly did. And if I ever dig myself out of this mess, I will remember Traci and her act of generosity and "pay it forward" myself.
That reminded me of a nurse who used to cover my shifts for me on Christmas so that I could stay at home with my children. One day I asked her how I could ever repay her and she answered, "Someday, when your kids are grown, let another mother spend Christmas at home with her children."
Then, she told me how, when she was a young mother herself, an older nurse had done the same thing for her. So, I kept my word and because of the act of kindness perfomed by an unknown nurse in the 1940's, a young mother was able to spend this past Christmas at home with her children. Talk about paying it forward.
That nurse from the 40's is long gone now and yet the kind thing that she did is still generating kindness, as will the act of kindness that Traci has put forth toward me.
During the past holiday season, when I wrote a post about how depressed I was, a blog buddy of mine came all the way to my house from Tennessee to cheer me up. It worked. Before I even had a chance to pay that act of kindness forward, that same blog buddy has chosen to do it again. The kindness that one person can show another is so very heartening that it's difficult for me to be sad, even when all around me is falling apart.
.......................
OK, then, I just woke up at my computer at 3 AM and I think that it's time to crawl into my bed. Before I do, I wanted to post a couple of pictures showing a friend of mine how much weight that I've lost. She asked me how I lost the weight...I wish that I could have told her that it was from the South Beach Diet or some equally disciplined endeavor. But it was a dreadful illness from which I am now recovering. So, here are the before and after pictures for her.
Now, I'm going to go sleep where I belong, in my bed. I'll see you all in the morning.
See ya!
Meg
posted by Meg Kelso | 1:30 AM
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